Hard Money Loan

A hard money loan can be an excellent option for a broad range of applications, including investments, business development, personal development, and even medical emergencies. TX hard money lenders, like Bay Mountain Capital, provide borrowers with the capital they need when they need it without the hassle red tape of banks and big lending institutions.

To find out if private investor loans in Texas might be right for you, contact Bay Mountain Capital and speak with one of our representatives. We can listen to your needs, inform you of your options, and recommend the best loan products for your situation. Bay Mountain Capital features an easy loan application process and fast approval times today. Start your loan application on our website or contact us first:

• Fill out our contact form 
• Contact us by phone: 214.915.0435 

Top 5 Benefits of a Hard Money Loan

Here are the top five reasons why you might be interested in hard money lending in TX:

1. Fast Approvals

Why wait weeks and jump through seemingly endless red tape trying to acquire a loan at your bank when you can get virtually instant approval from Bay Mountain Capital!? With a hard money loan from Bay Mountain Capital, you can use your property as collateral for a secured loan and get the cash you need right away without the fuss.

2. Your Credit Score Doesn't Matter

If you are like millions of other borrowers in the United States, locked out of traditional loans because of your credit score, then a hard money loan might be best for you. This is because hard money lending focuses on collateral rather than credit. Whether you have poor credit, foreclosure on other properties, or any other blemishes on your record, Bay Mountain Capital can get you the money you need.

3. Hard Money Lending is Flexible

The underwriting process with hard money loans is more favorable to the borrower. You can easily get a loan on a property that is different than the one you have provided as collateral. Each deal is evaluated individually. Bay Mountain Capital can work with you to create a repayment plan that is flexible and suits your needs.

4. There are Fewer Hoops to Jump Through

As you probably already know, before you can even be considered for a loan at a bank, you have to submit all kinds of documentation up-front. This, in addition to a multitude of red tape, makes the traditional lending process cumbersome and lengthy. With a hard money lender in TX, the process is relaxed.

5. There are No Repayment Penalties with a Hard Money Loan

Hard money loans have customized terms that are paid off in installments. Terms can range from one year to five years. There are no prepayment penalties, and you will actually be doing us a favor if you are able to pay off the loan earlier than expected. Contact Bay Mountain Capital today to learn more about our lending products.